DebtFreedom

What’s your
debt-free date?

See the day you’re on track to be debt-free — and simple ways to bring it sooner.

See my debt-free date

Free · No bank login needed to start · Delete your info anytime

How it works

1

Add what you owe

Enter your debts in about two minutes — no budgeting, no judgement. Bank connect, to pull them in automatically, is coming soon.

2

See your debt-free date

We work out the day you’re on track to clear everything on your current minimum payments.

3

Bring it forward

Try simple changes and watch your date move sooner — and see when free help could get you there faster.

Why you can trust it

  • We’re not a lender. We don’t sell loans and we’ll never push one on you. DebtFreedom is a tool to help you understand your debts.

  • Free help comes first. If you’re struggling, a free, independent financial counsellor may be all you need — National Debt Helpline, 1800 007 007.

  • Your data stays in Australia. Everything you enter is stored on Australian servers. When bank connect launches, it will use Australia’s Consumer Data Right — always with your consent, withdrawable anytime.

  • Delete anytime. It’s your information. Remove everything with one tap, whenever you like.

Questions

Is it really free?+

Yes. Seeing your debt-free date and using the planner costs nothing, and there’s nothing to buy.

Do I have to connect my bank?+

No. You type your debts in manually today. Optional bank connect — which just saves you the typing — is coming soon.

Are you going to sign me up for a loan?+

No — we’re not a lender. If a formal option like a debt management plan might help, we’ll explain the trade-offs and point you to free help first. The choice is always yours.

What happens to my information?+

It’s stored securely in Australia and used only to show you your debt-free date and plan. We don’t sell your data, and you can delete it anytime. See our Privacy Policy for detail.

Who’s behind DebtFreedom?+

DebtFreedom is operated by Vertial Holdings Pty Ltd (ABN 72 629 494 926), an Australian company.

See my debt-free date

This is a guide, not a guarantee.